Video Update: Interest Rate Cuts

The U.S. Federal Reserve just cut interest rates for the first time in 2025.

Watch this video with our Founder, President, and CFP® Practitioner Brian Sullivan to learn what this could mean for your portfolio and your life .

Questions about interest rates or your finances? Click here to schedule a call with our Founder and CFP® Practitioner Brian Sullivan.

What Could Interest Rate Cuts Mean for you?

Transcript of video with Brian Sullivan:

“Federal Reserve cuts interest rates for the first time this year.

Inflation is still high, but the job market is starting to soften.

How does this all impact us on our day to day lives?

First, having lower interest rates will make it easier for companies to borrow funds. The stock market typically likes that, so we might see a positive reaction from the stock market, because now it's going to be cheaper to borrow money.

Also, you might see on your credit cards, your if you refinance or you're buying a house a lower mortgage rate.

These are all positive things that you will probably see, but ultimately, why the Federal Reserve is lowering rates is they're a little concerned about the economy, so we need to watch to see what is going to happen over the next several months.

General predictions were that the Fed was going to lower rates one more time this year. Now, with the statistics that have come out and the notes that we've seen so far, they're actually predicting twice more that they're going to lower interest rates.

So we have a lot more to see. We have a lot more to unpack over the next several months.

The important thing is, if you would like to have a conversation and talk about your specific needs and what's going on in your life, please reach out.”